Monthly Archives: January 2013

Ideally we want a policy with variable payoff: payoff = where, P = payoff you want if you die today T = an appropriate length of time (not necessarily the term of the insurance; see the example of 20yr policy … Continue reading →

http://www.molaw.com/california_estate_guide_ch6.php Most California married couples own their homes as “joint tenants,” because they want the surviving spouse to own the entire home, without any formal court proceeding to confirm the transfer. Unfortunately, owning property as “joint tenants” can seriously affect … Continue reading →

http://www.avvo.com/legal-guides/ugc/how-should-a-married-couple-hold-title-to-real-estate-in-california What are the options for holding title to real estate in California for Married Couples As a married couple in California, there are numerous ways that you can hold title to your real estate, which include but are not … Continue reading →

http://www.nolo.com/legal-encyclopedia/the-250000500000-home-sale-tax-exclusion.html If you qualify for the exclusion, you may do anything you want with the tax-free proceeds from the sale. You are not required to reinvest the money in another house. But, if you do buy another home, you can … Continue reading →

http://julianalee.com/buying/joint_vs_comm.htm Holding title as joint tenants or as community property involves a multitude of issues to be dealt with. Given that, let me narrow the issues to those two distinguishing features between taking title as joint tenants or community property … Continue reading →